Insurance Disputes

Bad Faith Lawsuits

Hatcher Law Office can help you resolve an outstanding insurance claim where an insurance company may be operating in bad faith. We know many victims of catastrophic injury and disability frequently depend on insurance company claims to help pay for medical bills and other important monetary issues. If you have filed a legitimate claim with an insurance company and that claim decision is either denied or otherwise significantly delayed, you may have grounds for a bad faith lawsuit.

An insurance company is obligated to handle your claim expediently, reasonably, and in good faith. The duty of good faith involves:

  • Adjusting your claim promptly
  • Cooperating with you
  • Explaining why a claim is denied
  • Attempting to find reason to pay the claim (rather than finding a reason not to)
  • Being fair.

As a claimant, you are obligated to:

  • Submit your claim for benefits in a timely fashion
  • Provide information requested by the insurer (if the company is entitled by law)
  • Make a statement under oath
  • Cooperate with the insurer in regards to your loss

If you have fulfilled your obligations to the insurance company and they are dragging their feet on your claim, denied your claim, or denied your appeal, despite your repeated written requests, they are dragging their feet on your claim and you need to hire a bad faith attorney.

An experienced lawyer can help you resolve your claim, and you may be entitled to additional damages. If it can be proved that the insurance company was unreasonable in denying your claim, you may sue for:

  • Consequential damages: compensation for expenses that you had to pay for because of the denial
  • Extra-contractual damages: compensation for mental and emotional distress
  • Punitive damages: these are harder to recover, and it must be proven that the insurance company acted with flagrant disregard for its responsibilities to the claimant.

Do not let a greedy insurance company deny your claim or make you settle for an inadequate amount. An experienced insurance bad faith attorney can give you the leverage needed to get the compensation you deserve. There are limitations on bad faith lawsuits following the denial of a claim, so to learn more or to schedule a consultation with one of our lawyers, please give Hatcher Law Offices a call.